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/gov · Why switch · Side-by-side ROI

Model what the switch could cost — and where the savings come from

Plug in your voucher count, current PHA-Web spend, and your own penalty-exposure assumption. We model three scenarios from your inputs: status quo, year-one side-by-side, and post-cutover. Numbers are deterministic — the same inputs always produce the same estimate.

Illustrative estimate from your inputs — not a guarantee or promise of results. Figures depend entirely on the assumptions you enter.

Start with a preset:

Agency size

Drives our pricing tier automatically.

Total Section 8 vouchers your agency administers.

Excludes vouchered units — only physical units you operate as landlord.

Your pricing tier: Mid-Market — $599/month list.

Your current PHA-Web spend

What you pay today.

Public PHA-Web pricing varies $15–40 per voucher per year for HCV (industry benchmark, illustrative). Most mid-PHAs land $1,800–$3,500/mo all-in. Check your invoice.

Inspections module, training credits, premium support, custom report dev.

Operational reality

Where the real savings come from.

Your own assumption for HUD audit findings, SEMAP-score deductions, late FDS, IRS penalty, HOTMA non-compliance if everything stays manual until year-end. Enter a figure you can defend.

Hours your finance team works over 40 in Sep–Nov preparing for the year-end audit. Continuous audit is designed to cut this overtime by catching issues in-period rather than at year-end.

Average fully-loaded cost per hour of accounting / compliance staff.

Deal structure

Optional pricing-model scenarios to explore.

Estimated net savings — year-one side-by-side
$95.1K
Illustrative estimate from your inputs — not a guarantee or promise of results. Modeled vs. status quo, while still running PHA-Web in parallel for compliance safety.
Est. payback
<1 mo
Modeled penalty caught
$72.3K
Est. audit hours saved
346/yr
Three scenarios, three years
Status quo (PHA-Web only)
$161,460 /yr
  • PHA-Web subscription + add-ons$34.7K
  • Full penalty exposure (uncaught)$85.0K
  • Year-end audit overtime (480 hrs × $58 × 1.5)$41.8K
Year 1: Side-by-side
Recommended starting point
$66,331 /yr
  • PHA-Web (still running)$34.7K
  • Ledger Copilot base$7.2K
  • Residual penalty exposure (modeled uncaught)$12.8K
  • Reduced audit overtime$11.7K
Year 2+: After cutover
Steady state
$31,631 /yr
  • Ledger Copilot (full platform)$7.2K
  • Residual penalty exposure$12.8K
  • Reduced audit overtime$11.7K
Three-year cumulative (modeled)
Year 1 savings (side-by-side, est.)
$95.1K
Year 2 savings (cutover, est.)
$129.8K
Year 3 savings (cutover, est.)
$129.8K
Three-year cumulative (est.)
$354.8K

Illustrative estimate from your inputs — not a guarantee or promise of results.

See the migration playbook →
Methodology

These are the modeling assumptions behind the estimate above. The figures this page shows are an illustrative estimate from your inputs — not a guarantee or promise of results.

  • Penalty catch rate (model assumption): the model assumes 85% of the exposure you enter is caught in-period by continuous AI audit (vs. uncaught till year-end). Actual results vary by agency.
  • Audit overtime reduction (model assumption): the model assumes 72% of year-end OT hours are eliminated. Continuous audit is designed to catch issues in-period rather than at year-end.
  • Overtime cost: hours × hourly rate × 1.5 (federal OT multiplier).
  • PHA-Web baseline: published $15–40/voucher/yr for HCV; full-platform contracts $50K–$200K+ annually (industry benchmark, illustrative). Adjust to your actual invoice.
  • Our tier auto-selection: based on total units + vouchers. SMB < 500 → $299/mo. Mid 500–2K → $599. Enterprise 2K–5K → $1,299. Large PHA > 5K → $1,499. (List pricing for tier scenarios; talk to us for actual terms.)
  • Performance-pricing scenario: models a reduced base with a usage-linked component. Illustrative pricing scenario only — talk to us for actual terms.
  • Reference scenario: models a reduced rate for early reference customers. Illustrative pricing scenario only — talk to us for actual terms.
  • Side-by-side year: PHA-Web continues running. The model adds our cost and applies the penalty + audit assumptions above. Recommended starting structure.
  • Cutover year: PHA-Web sunset. Only our cost remains in the model. We compute and validate only — we never file to HUD on your behalf.