What each tool computes — and what it never does
Every tool below is live and runs on your own books. Each one computes and validates HUD figures so a person can catch problems before they upload. None of them file: actual submission to FASS-PH / IMS-PIC / the FAC requires HUD-issued credentials and a human upload. Ledger Copilot never files on your behalf.
Live FDS status from your books plus a readiness checklist (50058, FDS, VMS, Single Audit) with 9-month deadline math.
Tracks readiness only — it never files to FASS-PH; a person submits with HUD credentials.
The consistency checks HUD's own systems run — FDS balance (24 CFR 902.33), VMS leasing/HAP, 50058 Total Tenant Payment (24 CFR 5.628), and the 50058 reporting rate — with a ready/blocked verdict.
Validates before a human uploads — it never files or transmits to HUD.
Rolls your trial balance into the FDS statement groups with a reproducible account-level drill-through tie-out, plus the GASB-54 fund-balance framework.
Derives an audit-ready tie-out from your books — it never files.
Total Tenant Payment and HUD-50058 family-report figures from the household's income (24 CFR 5.628).
Computes the figures — a person reports them to IMS-PIC; it never files.
Your FYE-aware HUD due dates — FDS (unaudited + audited), VMS monthly, 50058, and the Single Audit.
Tracks dates only — it never files.
LOCCS draw availability, EIV income reconciliation, NSPIRE inspection readiness, and Capital Fund obligation deadlines.
Computes + validates readiness — it never files to HUD.
A printable working paper snapshotting the pre-submission verdict, the GL → FDS tie-out, and the readiness table — timestamped and signed by the reviewer.
Produces a working paper for a human reviewer — it never files to HUD.
Payment standard within 90%–110% of the published FMR (24 CFR 982.503), rent reasonableness vs comparable rents (982.507), HAP + family share (982.505), and the 40% family-share cap at initial lease-up (982.508).
Validates a unit's rent — the FMR and comparables are your inputs, not a live HUD feed; it never files to HUD.
Your SEMAP score across the 14 Housing Choice Voucher management indicators (24 CFR 985.3) and the resulting performer designation — high, standard, or troubled (24 CFR 985.103) — with key-indicator advisories.
A self-scoring worksheet for form HUD-52648 — it never files or submits to HUD.
Your monthly VMS net position tied to the FDS lines REAC compares them against — restricted to FDS 511.4 and unrestricted to FDS 512.4 — plus voucher utilization, HAP, and admin fee.
Reconciles VMS to the FDS before a person submits — it never files to VMS or FASS-PH.
The EIV-vs-tenant-certified income discrepancy with the substantial-difference flag (24 CFR 5.233 / 5.236) plus a repayment-agreement schedule + affordability check (PIH repayment-agreement guidance).
Computes the discrepancy + schedule for a person to investigate and collect — it never files to EIV/IMS-PIC.
Each household's Total Tenant Payment (24 CFR 5.628) plus the HOTMA asset-eligibility screen — net family assets over the inflation-adjusted ceiling or ownership of real property suitable for occupancy flags ineligibility, with the de-minimis self-certification threshold surfaced (24 CFR 5.618).
Computes a per-household verdict for a human to act on — it never files or transmits to HUD.
The boundary, stated plainly.
These tools compute, validate, and produce working papers from your books. They do not — and cannot — submit anything to HUD. Filing to FASS-PH, IMS-PIC, or the Federal Audit Clearinghouse is done by a person at your agency using HUD-issued credentials, after they review what the tools surfaced. Nothing here replaces HUD's own validation, a HUD reviewer, or your independent auditor.