Ledger Copilot · Government finance
Municipal finance & public housing.
The knowledge, formulas, and reference a Certified Municipal Finance Officer and a public housing manager work with every day — HUD rent calculations, GASB fund accounting, debt-service structuring, and the compliance checklists that keep an agency audit-ready.
⚠️ This equips the software with the tools and reference these roles rely on — it supports a qualified officer, it doesn't replace the professional judgment or the certification (CMFO, HUD COS/PHM) that a licensed person holds. Verify calculations against current HUD handbooks and GASB standards.
HUD tenant-rent calculator
Public Housing / Housing Choice Voucher, HOTMA-aware. Live calculation.
Tenant rent to PHA$476.00/mo
Deductions (dependents)$960.00
Adjusted annual income$23,040.00
30% of monthly adjusted$576.00
10% of monthly gross$200.00
PHA minimum rent$50.00
Total Tenant Payment (greatest of)$576.00
Compliance checklist
The recurring obligations a public housing manager owns.
- ▸Annual & interim reexaminations of family income (HOTMA timing)
- ▸EIV (Enterprise Income Verification) reviews for discrepancies
- ▸Correct rent calculation: TTP = greatest of 30% adjusted / 10% gross / welfare / minimum
- ▸HOTMA: $525 elderly/disabled deduction, 10% health-expense threshold, asset limits
- ▸REAC / NSPIRE physical inspection readiness
- ▸PHAS (Public Housing Assessment System) score: PASS, MASS, FASS, RASS
- ▸SEMAP for the Housing Choice Voucher program
- ▸Annual & 5-year PHA Plan submission
- ▸Capital Fund Program obligation (24 mo) and expenditure (48 mo) deadlines
- ▸Fair Housing / Section 504 / VAWA compliance